Debt Consolidation Loan Calculator

Combine multiple high-interest debts into one affordable monthly payment. Use our debt consolidation loan calculator to instantly see your new estimated monthly repayment, total interest savings, and how quickly you can become debt-free.

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Debt Consolidation Calculator

Estimate your current monthly commitments and see how consolidation could affect your repayment, DSR and cash flow.

1. Existing Debts

Personal Loans from Banks (RM)

Credit Card Balance (RM)

Buy Now Pay Later (BNPL) (RM)

Secured Lending (RM)

Credit Company / Moneylender (RM)

Monthly Income (RM)

Used to estimate your debt service ratio (DSR).

Assumed Remaining Tenure on Existing Debts (Years)

For estimation only. All debts assumed over this period.

2. New Consolidation Loan (Simulation)

New Interest Rate (p.a. %)

Annual nominal rate for the new loan.

New Tenure (Years)

How long you want to repay the new loan.

Debt Consolidation Loan Calculator

Debt Consolidation Calculator

1. Existing Debts

2. New Consolidation Loan (Simulation)

3. Results & Comparison

Ready to Make an Impact?